Insurance - official social mechanism designed to reduce risk by doing several individual entities insurer on the basis of the contract between them. The treaty whereby one person (the insurer) agrees to provide or guarantee another person (insured), which is coming to a specific reason or damage due to the occurrence of specified circumstances revenue will be recovered in the future first, which is based on the consideration of the latter will be paid a premium during this period.
How to choose an insurance company?
All of us, sooner or later, resorting to insurance companies. Select with the company in the same area as dry cleaning or pharmacy, it is absolutely not recommended. But if you decide to turn to the little-known insurer, the don not neglect to put at least some information about who you are about to entrust their health or property and of whom would be adequately and fully recover losses in the insurance case. If your circle of friends no people professionally involved in this area, which could give you a qualified consultation, the entire burden will fall on your choice. However, you can draw on the experience of friends that are already customers of insurance companies, and ask whether they are satisfied with services, whether they have insurance cases, and how quickly they were paid compensation insurance. If the resolution passed without loss problems, and they received an adequate amount, it is a good suggestion, and try to get the insurer. Name-known companies, which all "heard" is itself a compelling argument that it was not away for a year or two of your insurance contract. However, you can deal with small companies only have a pre-defined guarantees of reliability. Some of the insurance companies are on the Internet, for some, will have to go into the office of the insurer. What should try to learn about the company before entrusting it very expensive? An important issue is the period of the company in the market. Of course, better to choose someone who is long-more than five years - providing its services to the citizens. Much of the work to demonstrate the robustness and sustainability of the company.